Holly Johnson is a financial expert and award-winning writer who is obsessed with frugality, budgeting, and travel. In addition to serving as Contributing Editor for The Simple Dollar, Holly writes for well-known publications such as U.S. News and World Report Travel, PolicyGenius, Lending Tree, and Frugal Travel Guy. Holly also owns two websites of her own - Club Thrifty and Travel Blue Book - and is the co-author of Zero Down Your Debt: Reclaim Your Income and Build a Life You'll Love. You can follow her on Twitter or Pinterest @ClubThrifty.